The person obliged to enter into an insurance contract and pay a mandatory insurance premium is the one who has been entered in the Motor Register:
- as the owner of the vehicle (if no authorised user of the vehicle has been entered in the Register)
- as the authorised user of the vehicle
If the recipient of a reminder or a payment notice is no longer the owner or authorised user of the vehicle, the person must immediately contact the Estonian Transport Administration in order to update the data.
If LKF has issued a payment notice, it must be paid irrespective of whether the owner of the vehicle has changed or not.
If the recipient of the payment notice issued by the LKF has been indicated as the authorised user in the Motor Register, the application for changing the data must be made by the person who has been entered in the Register as the owner.